Morris Adventures | Travel Agent in Birmingham, Alabama



Frequently Asked Questions

What is Travel Insurance? Travel insurance is a plan you purchase that protects you from certain financial risks and losses that can occur while traveling. These losses can be minor, like a delayed suitcase, or significant, like a last-minute trip cancellation or a medical emergency overseas. It’s essential to buy travel insurance for every trip, because you never know what might happen when you’re far from home!
  • Lost Luggage: Whether your luggage is lost, stolen or damaged, it could get expensive to replace all the contents, including clothes, electronic devices and medication. Travel insurance could help cover much of the cost of these items.
  • Someone Gets Sick or Hurt: This might be the most common cause of ruined vacations. If you or a travel companion were to get sick right before your planned trip and you have to cancel, you could lose the full cost of the trip. Or if a medical emergency crops up during your trip and you need to come home early, in many cases there may be no reimbursement available. That’s where travel insurance could come in handy.
  • Foreign Hospitals: Your health insurance often doesn’t apply in foreign countries, so you could get stuck paying for an entire hospital stay – unless you have the right travel coverage.
  • Emergency Airlifts: If you need to be flown to a hospital or evacuated from a danger zone, helicopter transport could cost you thousands of dollars. Travel insurance may cover these types of costs. Loss of a Friend or Family Member: Say someone really close to you passes away just before your departure date. With trip cancellation coverage, you may be able to cancel or postpone your vacation in the event of a tragedy.
  • Early Returns: If you have to fly home immediately and cancel the rest of your trip, the airline could charge you for your flight changes – even for an emergency. Travel insurance may help reimburse you those fees.
  • Damaged Destinations: When a hurricane or winter storm closes the airport for days keeping you from reaching the resort you’re heading to, you could lose the cost of airfare, side trips and even what you’ve paid for the resort. Buying your travel insurance policy when you book your trip may help you get reimbursed for these costs.
  • Your Job gets in the Way: Even though your trip has been on the work schedule for weeks, what if your back-up leaves the company or you’re offered a new job that starts immediately? Travel insurance may be able to help if you have a cancel for a work-related reason.

IMPORTANT: You are responsible for obtaining the proper travel documents for the destinations on your itinerary.

Passports: Your U.S. passport should be valid at least 6 months or longer beyond the dates of travel. Passport applications are available at most U.S. Post Offices, as well as at regional Passport Agencies. To learn how to apply for a U.S. Passport including expedited services, click here. Passengers requiring visas, whether obtained in advance or locally upon arrival, should ensure that their passport has unstamped visa pages.

Visas: If a visa is required and cannot be obtained upon arrival in your destination, you should make arrangements with the appropriate foreign consular representative, allowing enough time for mailing and processing. Alternatively, you may obtain a visa through a fee-based service. Please note that GEN VISA is unable to assist passengers who choose to apply for their visas directly.

Double Entry/ Multiple Entry Visas: If your itinerary involves entering a country, leaving and then later re-entering the same country, you may require a double-entry or multiple entry visa. Be sure to describe your itinerary clearly when contacting a foreign consular representative. Entry Requirements for U.S.

Passport Holders: Country details below are based on information obtained from the U.S. State Department. This information is subject to change. To check for updates, please check with the consular office of the countries to be visited and/or click here.

Non U.S. Citizens: All information provided below pertains to U.S. passport holders only. Non-U.S. Citizens should check with the appropriate foreign consular representative.

Yellow Fever Vaccine: The US Center for Disease Control reports that the Yellow Fever vaccine is currently in short supply and distributed at only certain locations in the USA. Click here for more information. Let Sparks Fly recommends travelers needing this vaccine for travel to certain African, South and Central American countries to contact your nearest clinic as early as possible to determine availability.